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ONUTLONZO'S BLOG

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Siden starten, er Phil Devin eiendomsmegling forpliktet til å gi en ekte og bedre eiendomsmegling service til forskjellige mennesker rundt Australia. Det er ingen overraskelse at dette lille boutique byrået miljøet fått tillit hos mange mennesker søker etter profesjonell eiendomsmegler hjelper. Det er også kjent for sin forståelsesfull, detaljert og personlig service.

Ser frem til et positivt resultat når du besluttet å arbeide personlig med Phil Devin. Han vil ikke bli inkludert i en av de mest pålitelige eiendom fagfolk i deres område hvis han ikke gir tjenesten hver klient fortjener. Han er også involvert i en rekke vellykkede prosjekter fra hans mangeårige eiendomsmegling service, og møte behovene til sine kunder er sine hovedmål.

Phil er i gjør jobben der han ikke vil la en enkelt detalj passere uten rechecking det siden han er dedikert til nøyaktighet for å sikre en kvalitet resultere. Phil kan også utvikle riktig løsning basert på hans ærlig vurdering eiendomsmegler behov. Vitne hans uendelige forpliktelse til å gi deg resultatene du håper på.

Du kan være trygg med Phils omfattende erfaring i real estate og hans Procter og vente til riktig guide deg gjennom hele prosessen. Han kombinerer profesjonalitet og approachability godt når han diskuterer ting med sine klienter. Du vil også finne kunder anmeldelser om ham full av ros og selv anbefale ham til deres familie og venner.

Med alle de sagt ovenfor, det er tydelig at Phil har allerede et solid grunnlag i fast eiendom og du kan være sikker på sine smarte måter. Men han slutter ikke læring fordi, for ham, kontinuerlig læring er uunnværlig.

Phil Devin konsulenter er grunnlagt fordi Phil ønsket å gi sin "bedre service og bedre resultater" til flere personer og utvide sin rekkevidde. Byrået vil fortsette sin vekst samtidig gi eiendomsmegling tjenesten til mange i Australia.

Hvis du besøker sin offisielle nettside, vil du se mange funksjoner som kan hjelpe deg i din eiendom bekymring siden det innrømmer brukernes å anmodning en avgrensningsbrønn, søke etter eiendommer til leie eller selges, fylle opp en leieforholdet program eller be om vedlikehold. Spørre om tjenester av Phil Devin eiendomsmegling i dag og lære mer om vellykket bakgrunnen.

om oss

Snakke med alle som har opplevd prosessen med kjøp eller salg av fast eiendom og ofte sine funn er en kombinasjon av stress, skuffelse og til slutt bryte! En av mine mange mål er å sikre ditt neste trekk er positiv.

Jeg startet Phil Devin eiendomsmegling med ett enkelt oppdrag: "å levere resultater som overstiger våre klienter forventninger".

Hva betyr dette for deg?

• Jeg vet du er opptatt, og jeg respekterer din tid. Når vi satt opp en avtale, og jeg skal være der.
• Når jeg sier noe kan gjøres... kan du stole på den.
• Jeg prøver ikke å snø folk eller skjule informasjon. Jeg er alt om utlevering.
• Jeg er ikke i det for noen en transaksjon - jeg er i det i lang tid... livslang relasjoner.
• Det betyr at jeg vil arbeide for å få resultatet du fortjener.

Til slutt når du kjøper eller selger med meg, kommer den til avgjørelsen, hva som er riktig for deg. Mitt mål er å sikre at du har nok informasjon til å ta en avgjørelse du kan være fornøyd med ned banen. Når du velger å kjøpe eller selge din bolig kan du stole på forståelsesfull, kvalitet, omfattende og personlig service.
"Skuffelsen er forskjellen mellom hva en klient forventer og hva Agent leverer"

Jeg vet at mine klienter er ute å håndtere en 'profesjonelle' som kan 'lytte' til deres personlige ønsker og behov og tilby løsninger for dem!

Phil Devin er det profesjonelle!

Teaching the youth on how to become the true leaders of tomorrow has been the primary goal of 4-H. In particular, its purpose includes “engaging youth to reach their fullest potential while advancing the field of youth development.” The adults are helping the young people to have a dependable knowledge and a strong mind in facing future challenges through proactive, enjoyable, fulfilling, and educational opportunities.

The name of 4-H consists of four letter “H” which denotes head, heart, hands, and health – the four personal development areas of the organization. It represents “head to clearer thinking”, “heart to greater loyalty”, “hands for larger service”, and “health to better living”.

In the year 2050, our population is projected to grow up to 9 or even 10 billion, Cathay Dupont Award reported. With billions of people on one planet, it’s certain that in no time, we will have a huge problem with our resources. Experts don’t want the future generations to have huge difficulties with their food, thus they work hard to find possible solutions to such problem. Now, one great solution could be found in one country – Africa. Yes, this humble country could be the solution to the world’s biggest challenge – food.

The country has 60% of the uncultivated land in the world, but its youth don’t see huge significance in agriculture. But such view changed when 4-H was introduced to different local communities in their country. 4-H opened their mind and heart to the big importance of agriculture through various project clubs, community clubs, afterschool programs, camps, workshop, and events.

Understanding the entire food business can result in a lot of opportunities that could even change the livelihood of the youth and the people around them. With proper training from adults, young people are learning on how to use the right tools and carefully plant seeds using a scientific approach.

It becomes clearer to the youth in Africa that agriculture could help them earn more income and build wealth. The parents of the children are also seeing a good change in their local community because of the initiative performed by the young people to produce food and feed themselves.

Improving the production and distribution in the field of agribusiness is possible if people are willing to learn more about its every aspect. Africa and its people must unite for the purpose of prospering their country. Cathay Dupont Award and DuPont firmly believe that its young people could help it transform for the better, along with their older generations. Solving its food problems and the world’s won’t happen if its people are hesitant to embrace the significance of agriculture.

For a better tomorrow, DuPont invested 2 million dollars as their support in building leadership institutes in 5 African countries. The company supports 4-H in giving the youth the necessary knowledge and strong mentality to face tomorrow’s challenges.

Lastly, Cathay Dupont Award wanted you to remember that 4-H is not all about agriculture alone, it is also about citizenship, healthy living, science, engineering, and technology programs.



The next time you pass by the bustling docks and wharfs of the Port of Galveston, take a moment to let the history and impact of the facility sink in. As the oldest port in the Gulf of Mexico west of New Orleans, the port has played a significant role in the development of island commerce for over 190 years.


What is now 850 acres of port facilities began as just a tiny speck on the map where hardboiled businessmen gathered to trade cotton, rice and other valued commodities. The facility traces its roots back to 1825 when the land was still part of Mexico and the Congress of Mexico issued a proclamation establishing it as a port. The ensuing decades would see the port become one of the most important shipping facilities in the country.


“Up until the hurricane of 1900, the port was the busiest on the Gulf Coast and was even considered the second busiest in the country behind the port of New York City,” said Port of Galveston spokesperson Cristina Galego. “Galveston’s wealth and position as the economic capital of Texas was due in large part to the port’s activity.”


Unfortunately, after the port was nearly wiped off the map by the 1900 hurricane—even though it was quickly re-built—it never reclaimed its lofty status and was overtaken by the larger, deep water facility known as the Houston Ship Channel. But the port continues to be a big economic driver for the region. The port adds $921.6 million to the regional economy, and more than $2.3 billion to the state's economy and is responsible for the creation of more than 13,890 direct and indirect jobs statewide according to a 2015 study.


If you’ve ever taken a cruise out of Galveston, you probably realize that the port attracts a lot of like-minded pleasure seekers. In fact, it’s Texas’ top cruise port, the fourth busiest cruise port in North America and ranks in the top 10 in the world. Galego says over 869,000 passengers embarked on cruise journeys out of the port in 2016 and that number is projected to grow to over 946,000 passengers in 2017, with total sailings projected to increase from 235 in 2016 to 257 this year.


The port is home to some of the most popular cruise lines in the world, including three Carnival Cruise Line vessels, two Royal Caribbean Cruise Line ships and a Disney Cruise Line vessel. If you’re looking to visit lush western Caribbean locales such as Cozumel, Belize, Jamaica and the Bahamas, a visit to the Port of Galveston is likely in your future.


Plus, if you’ve recently bought a BMW, there’s a good chance it passed through the port following the establishment last year of the BMW Vehicle Processing Center, which handled about 16,000 new Bimmers and Minis in 2016.

One incident of dating fraud is now being reported around every three hours, according to an initiative warning of the dangers of con artists preying on people looking for romance.

Around seven reports of dating fraud on average are received every day by Action Fraud, the national fraud reporting service, equating to around one every three hours.

Typically, victims will make their first transfer of money to the fraudster within a month of contact. The average victim of dating fraud loses £10,000 according to the findings released ahead of Valentine's Day on Tuesday.

The figures were released as Victim Support, Age UK, the City of London Police, London Metropolitan Police and Get Safe Online said they would work in partnership with the Online Dating Association in efforts to better understand how fraudsters operate and reduce the number of people falling victim to dating fraud.

Tips for people using dating websites and apps using the hashtag #datesafe will be shared online.

Tony Neate, CEO of Get Safe Online, said that while many couples do meet online, the problem of cyber criminals targeting people for significant financial gain is growing.

He said: “£10,000 is a staggering amount for the average online dater to lose to a fraudster who they've been led to believe is the real deal. It's not just the financial loss though; dating fraud can have a huge emotional impact on a victim too.”

He said in some cases, people had lost everything – including their savings and their homes.

TAXI FARE Kanto Transportation Office Permission 2014/3/26

Fare Surcharge & Discount

*Discounts cannot be combined.
**Proof of age (over 65???) for seniors discount required.

- It isn't possible to do the use of the disabled person discount and the respect for the old discount.
- As for the respect for the old discount, the show of the document that the age which the official facilities issues can be confirmed and so on becomes necessary.
- There is an other time system fare, too.
- As for the wireless allocation, a car for pick-up fee is taken.
- ( Origin of the Kanto Land Transport Bureau guide )
- The maximum allowed limit is 640 yen.
- As for the wireless allocation, it doesn't adopt the wireless wait fee but we wait for it at the fare where will be to the time after arrival ( being after the elapse from 5 minutes ) to ( 5 minutes when waiting ).
- For details on flat fares to and from Narita and Haneda airports

Taxi Rate Calculator

This is a taxi fare simulation created using the Google Maps route search function.

Enter your point of departure, destination, and transit points to calculate the distance, time required, and Tokyo MK Taxi meter fare for your trip.

*Caution: The information displayed (route, distance, time required, and meter fare) is only an estimate, and cannot be guaranteed.

Keeping in MLR improves healthcare for everyone

Health insurer anti-fraud expenses will be left from the Medical Loss Ratio in a rule released by the feds. This decision deals with Medicaid managed care, and frustrated state and federal fraud busters. The impact will spread throughout the world of healthcare.

First, a short history: The Affordable Care Act requires health insurers to spend 80 or 85 percent of costs on claims and health services. This limits how much insurers can spend to run the business.

Regulators were left to decide what insurer expenses will be included in the MLR. The Coalition and other fraud fighters diligently tried to show federal and state regulators why anti-fraud expenses should be included. Effective fraud fighting is directly linked to the quality of healthcare that consumers receive in many cases.

What makes this decision a bit grating is that federally funded health programs like Medicaid are required to have anti-fraud efforts. Yet those expenses are excluded from the MLR, and thus, health plans have little incentive to invest more in combating fraud.

This decision has impact well beyond state-federal Medicaid.

States usually look to the feds for guidance when writing their own regulations. If the feds exclude fraud expenses from the MLR, then states will be reluctant as well.

We’ve urged insurance regulators to include the MLR. They’re often sympathetic, yet gamely stick to excluding anti-fraud expenses.

Fraud fighting is essential to quality patient care; this isn’t mere overhead. Scams often harm patients with worthless and botched treatments that also can max out their policy limits. Stopping money-draining schemes also helps reduce the cost of health services. This benefits everyone.

That’s the rub. Fraud fighters know that good anti-fraud efforts reduce healthcare costs and improve services. Yet regulators stubbornly stay reluctant to even consider including anti-fraud expenses in the MRL.

It’s time for fraud fighters to speak out, and tell regulators and policymakers that fraud-fighting expense should be included in the cost of paying healthcare claims.

About the author: Howard Goldblatt is director of government affairs for the Coalition Against Insurance Fraud.

Here at Haws we are frequently asked if there are any periodic maintenance tips that we can offer for installed products. All Emergency Equipment is required to be activated weekly by ANSI. Purging the standing water out of the lines reduces buildup of stagnate water and helps remove rust from pipes in galvanized units.

In addition, purging helps guarantee that the water supply has not been inadvertently turned off, that there are not any missing or broken parts and most importantly that the units are working properly. Eyewash maintenance is especially important. In most units there is a SP509 inline screen strainer between the eyewash valve and bowl that must be periodically cleaned. The strainer cap must be removed by a 3/8” hex wrench and the screen can then be accessed and cleaned. During the weekly testing it is also crucial to check pathways leading to the unit to make sure there are not any obstructions that would hinder the access and use of the unit.

Drinking Fountains from 2003 to now have a front access 5874 push button valve which has a screen strainer under the cartridge that should be periodically cleaned depending on site conditions. In order to clean the strainer, water must be shut off to the unit and using the spanner wrench that comes with the unit, remove the push button, the inside ring nut and cartridge. The gasket screen should come out with the cartridge and should be cleaned thoroughly.

Water coolers also need periodic cleaning. The fan blows air over the condenser fins, so the condenser should be vacuumed every 6 months to remove lint and dust that builds up (cleaning may be need to occur more often if the unit is in a dirty environment). This is crucial to the proper functioning of the unit, because lint and dirt buildup causes the unit to overheat due to the restricted air flow. This overheating can lead to shortening the life of the unit, and even to damaging the compressor.

For all products it is important to rinse and wipe off the unit regularly to prevent dirt build-up that could potentially hinder the effectiveness of the unit.

Date                      Description

22 Dec 2015        Total exemption small company accounts made up to 31 March 2015

26 Nov 2015        Annual return made up to 18 November 2015 with full list of shareholders Statement of capital on 2015-11-26
GBP 2

17 Dec 2014        Total exemption small company accounts made up to 31 March 2014

26 Nov 2014        Annual return made up to 18 November 2014 with full list of shareholders Statement of capital on 2014-11-26

GBP 2

20 Dec 2013        Annual return made up to 18 November 2013 with full list of shareholders Statement of capital on 2013-12-20

GBP 2

20 Dec 2013        Total exemption small company accounts made up to 31 March 2013

21 Dec 2012        Total exemption small company accounts made up to 31 March 2012

28 Nov 2012        Annual return made up to 18 November 2012 with full list of shareholders

04 Jan 2012         Annual return made up to 18 November 2011 with full list of shareholders

24 Nov 2011        Total exemption small company accounts made up to 31 March 2011

17 Jan 2011         Annual return made up to 18 November 2010 with full list of shareholders

24 Nov 2010        Total exemption small company accounts made up to 31 March 2010

22 Apr 2010         Annual return made up to 18 November 2009 with full list of shareholders

22 Apr 2010         Director's details changed for Francis Gareth Owens on 18 November 2009

22 Apr 2010         Secretary's details changed for Francis Gareth Owens on 18 November 2009

22 Apr 2010         Director's details changed for Damian Owens on 18 November 2009

31 Jan 2010         Total exemption small company accounts made up to 31 March 2009

09 Feb 2009        18/11/08 annual return shuttle

22 Jan 2009         31/03/08 annual accts

10 Feb 2008        18/11/07 annual return shuttle

09 Feb 2008        31/03/07 annual accts

24 Jan 2007         31/03/06 annual accts

27 Nov 2006        18/11/06 annual return shuttle

28 Feb 2006        31/03/05 annual accts

15 Dec 2005        18/11/05 annual return shuttle

02 Dec 2004        18/11/04 annual return shuttle

01 Dec 2004        31/03/04 annual accts

17 Sep 2004        Change of ARD

23 Dec 2003        Return of allot of shares

17 Dec 2003        18/11/03 annual return shuttle

24 Apr 2003         Updated mem and arts

24 Apr 2003         Change in sit reg add

24 Apr 2003         Change of dirs/sec

24 Apr 2003         Change of dirs/sec

24 Apr 2003         Change of dirs/sec

24 Apr 2003         Resolutions

Special/extra resolution

03 Apr 2003         Resolution to change name

18 Nov 2002        Pars re dirs/sit reg off

This document is currently unavailable, a copy can be ordered from the Contact Centre. Telephone +44

(0)303 1234 500. There is a £3.00 charge per document.

18 Nov 2002        Decln complnce reg new co

This document is currently unavailable, a copy can be ordered from the Contact Centre. Telephone +44 (0)303 1234 500. There is a £3.00 charge per document.

18 Nov 2002        Articles

This document is currently unavailable, a copy can be ordered from the Contact Centre. Telephone +44 (0)303 1234 500. There is a £3.00 charge per document.

18 Nov 2002        Memorandum

This document is currently unavailable, a copy can be ordered from the Contact Centre. Telephone +44 (0)303 1234 500. There is a £3.00 charge per document.

In Washington, D.C.:
Vanessa Bauza, IFC
Phone: 202-458-1603
E-mail: vbauza@ifc.org

In Panama City:
Khadine Sanhueza, AES
Phone: +507 206-2682
Email: khadine.sanhueza@aes.com

Panama City, Panama – August 2, 2016 — IFC, a member of the World Bank Group, has completed a $150 million financing package for the construction and operation of Central America’s first integrated liquefied natural gas (LNG) to power facility. It will ease the dependence on imported fossil fuels and help mitigate electricity shortages by introducing a clean, cost-effective and reliable new energy source to the region.

The project, AES Colón, consists of a 380 megawatt gas-fired power plant and an onshore LNG import and regasification terminal with an 180,000 cubic meter storage tank. The facility is expected to displace at least 2,100 gigawatt hours of power currently generated from heavy fuel oil and diesel, thereby avoiding about one million tons of carbon dioxide emissions each year. That is roughly equivalent to taking more than 200,000 cars off the road. Once operational, the project will offset about 4 percent of Panama’s carbon dioxide emissions each year.

AES Colón has a total project cost of approximately $1 billion. Additional capital for the project has been secured through other financial institutions, along with equity investments from the AES Corporation and the Panama-based Motta Group.

“We are honored to have IFC joining us in this transformational project, through which we reaffirm our commitment to Panama and the region,” said Gustavo Pimenta, CFO for AES’s Mexico, Central America and Caribbean Strategic Business Unit. “AES Colón will generate significant benefits to the country and contribute to its sustainable development by diversifying the energy matrix with clean natural gas, while providing an avenue for the transformation of other adjacent industries within the regional economy.”

In addition to its direct benefits, natural gas offers synergies with renewable energy. The LNG facility will provide cleaner and more affordable base load power to complement the inherent variability of wind and solar energy. This will make it possible to integrate more renewable power projects into the grid, while balancing electric system loads and ensuring a continuous supply of electricity.

“We are extremely pleased to be working with IFC on this important project to establish the first LNG plant in Central America,” said Stanley A. Motta, President of Motta Group. “Bringing clean power to Panama is a project we and AES have been working on for some time. We are proud to see it become a reality.”

Panama is projected to be Latin America’s fastest-growing economy over the next five years. However, infrastructure investments, particularly to increase power generation, have lagged. The Panamanian government projects a 5 percent annual increase in the country’s energy demands, which will require significant investments.

“This LNG to power facility is a game-changer for Panama,” said Giancarlo Ortega, IFC Principal Investment Officer. “It leverages an expected growth in natural gas and provides a low-carbon power source for Panama, which has been heavily dependent on seasonal hydropower and vulnerable to fluctuations in oil prices. Introducing LNG as a fuel for electricity will significantly transform the country’s energy matrix, supporting a critical component of its growth strategy.”

Introducing LNG is also expected to have broad impacts beyond the power sector: This integrated facility enables industrial users in shipping, transportation and other sectors to convert from using oil products to natural gas. Located on Panama’s Atlantic coast, the plant will become operational in the first half of 2018. AES expects to generate approximately up to 2,000 direct jobs during construction.

Since 2010, IFC has provided $1.3 billion for Central America’s power sector, including mobilizations from other financial institutions. These projects include, among others, UEP Penonomé II, the largest wind farm in Central America; three solar power plants in Honduras; and the Reventazón hydropower plant, which will bring electricity to half a million homes in Costa Rica. With this LNG to power facility, IFC has supported the financing of over 1.25 GW of new generation capacity in the region in that timeframe.

About IFC

IFC, a member of the World Bank Group, is the largest global development institution focused on the private sector in emerging markets. Working with 2,000 businesses worldwide, we use our six decades of experience to create opportunity where it’s needed most. In FY16, our long-term investments in developing countries rose to nearly $19 billion, leveraging our capital, expertise and influence to help the private sector end extreme poverty and boost shared prosperity. For more information, visit www.ifc.org

About AES Corporation

The AES Corporation (NYSE:AES) is a Fortune 200 global power company. We provide affordable, sustainable energy to 17 countries through our diverse portfolio of distribution businesses as well as thermal and renewable generation facilities. Our workforce of 21,000 people is committed to operational excellence and meeting the world’s changing power needs. Our 2015 revenues were $15 billion and we own and manage $37 billion in total assets. To learn more, please visit www.aes.com. Follow AES on Twitter @TheAESCorp.

Since 1999, AES Panama and AES Changuinola, the AES affiliates operating in Panamá, have invested approximately $1,3 billion in assets and currently have 777 MW of installed capacity. With the most recent addition of AES Colón, AES will have an additional 380 MW in its generation portfolio and will continue to help reduce the dependency of the country on oil derivatives.

About Motta Group

The Motta Group is a Panama-based family-owned regional conglomerate that invests in and actively oversees a broad portfolio of companies in aviation, financial services, telecommunications, energy, media, logistics, real estate, and wholesale and retail distribution. The most significant ones are Copa Airlines, the NYSE-listed flagship air carrier of Panama; Banco General and ASSA Compañía de Seguros, Central America’s largest locally-owned bank and insurance company, respectively; Cable Onda, Panama’s top provider of pay TV and internet; TVN, open television provider; AES Colon, Central America’s first LNG power plant and terminal; Manzanillo International Terminal, one of Latin America’s largest container ports by volume; Motta Internacional, the Colon Free Zone’s oldest company, whose Attenza duty free business is present in more than seven countries in Latin America; and Juegos de Video de Latinoamerica, a joint venture with NYSE-listed GameStop. The Motta Group is headed by Mr. Stanley Motta, a recognized and successful entrepreneur.

We cherish the promise of the American Dream. We’re taught that if we work hard and invest wisely, we’ll be able to retire comfortably. And with child-like optimism, we plug on until we’re 65. Yet, the numbers just don’t add up. The reality: as hard as we work, 92% of working households still won’t meet conservative retirement savings targets for their age and income. Even worse, with the loss of pensions, our current system (social security) to help ensure financial stability might not be here for our younger generation (Millennials).

What’s Standing In The Way Of Millennials’ Financial Dreams
As the largest generation in the U.S. workforce, Millennials are facing real challenges (some out of their control) that will inhibit their ability to maintain the same quality of life they have today when they reach retirement. In a recent study, we found that 40% of Millennials haven’t opened a single retirement savings account. And, 73% don’t know their net worth. Why does this matter?

Aside from the obvious (time is your biggest asset when it comes to planning for retirement!) – these two factors are critical for taking control of your financial life, whether you’re making a retirement plan, paying off student debt, planning for a family or any other financial priority. They’re also important for figuring out how much risk you can take on to protect yourself from unforeseen expenses or financial emergencies.

The Road To Retirement
With the average projected savings needed to retire comfortably hitting at least $1 million, far too many Millennials are already staggeringly behind. Cost of living is no joke in many of the big cities that Millennials flock to these days, yet according to our data, some Millennials are hoping to work for just 15 years. That amounts to nominal retirement savings at best, even if they’re maxing out their 401k contributions. To supplement the rest of their income in retirement, many are banking on living on inheritances without having a backup plan. On top of that, a scary number would pull out money from their retirement savings early to pay for big purchases like a car or wedding. We have an obligation to stop complaining about the shaky state of retirement readiness and help this generation live more stable financial lives. Because when they gamble with their retirement future, the American Dream ceases to exist.

The Solution?
From our research, we’ve found that the future of millennial retirement readiness depends on transparency – from quick mobile access to financial accounts, to support from trusted financial experts. In fact, Millennials are demanding better access to their retirement plans – 94% want mobile access to their retirement accounts. And, Millennials are twice as likely as people age 45 and older to say they’d check their retirement savings account daily if they could access it on their mobile device.

If we meet Millennials where they are, there is hope. I’ve invested my career in companies with the mission to make it easier for people to understand and manage their financial lives. I’ve seen that when people have the ability to interact with their finances, at their fingertips, they make smarter financial decisions – both short and long-term. We need to keep creating technology and fueling innovation that will meet the specific needs of the Millennial generation. Mobile banking led the way for everyday financial literacy. Soon, mobile retirement planning, coupled with broader access to financial advisors, will (and should) be the norm. Every day we’re getting one step closer.

 

ICEFILMSTUBE